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08/13/2015

Types of Social Security Benefits for Married Couples

Social Security offers three distinct types of benefits for retired workers and/or their spouses:

  1. Retired Worker benefit, which is based on his or her own earnings record.
  2. Spousal Benefit, which provides a worker’s spouse with a benefit once the worker has claimed his own benefit.
  3. Survivor Benefit, which provides a surviving spouse with a benefit after a worker’s death.

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